EFI has been providing funding solutions to SMEs.
CUSTOMERS that are being supported by EFI
EMPLOYEES of EFI that serve the needs of our customers
Why Apply For A Loan?
How To Apply
(Version - LAP.10.2017 - duly filled
and any other government-issued ID proof of the Principal Borrower
Latest three (3) months
Valid photocopy
Valid photocopy
Electricity / water / cable (not older than 2 months)
Electricity / water / cable (not older than 2 months)
For Your Reference
There are 2 ways to apply for our non-collateral business loan:
Your business should have been operational for a minimum of one (1) year and you should have a checking account (CA) that has been active for at least six (6) months. See required documents here.
We only entertain clients who have an existing checking account because we receive our clients’ loan payments through post-dated checks (PDCs).
Processing takes up to 3 business days from the receipt of complete application documents.
You will receive an email and SMS on the results of your application. In addition to that, an EFI Agent will contact you as soon as it has been approved!
Payment is done through submission of post-dated checks (PDCs) upon the release of the loan.
The interest rate is subject to the approval of the credit committee. The rate may vary depending on the loan amount as well as term length. We welcome interested applicants to submit an application and to sit down with us to discuss this further.
