Fuel your dreams with us

Your business should have been operational for a minimum of one (1) year and you should have a checking account (CA) that has been active for at least six (6) months. See required documents here.

We only entertain clients who have an existing checking account because we receive our clients’ loan payments through post-dated checks (PDCs).

EFI provides a credit decision in 1 business day or less from receipt of complete application documents, subject to credit assessment.

You will receive an email and SMS on the results of your application. In addition to that, an EFI Agent will contact you as soon as it has been approved!

Payment is done through submission of post-dated checks (PDCs) upon the release of the loan.

We are dedicated to helping local enterprises grow. As such, our business model and processes have not been developed to support personal loans.

The interest rate is subject to the approval of the credit committee. The rate may vary depending on the loan amount as well as term length. We welcome interested applicants to submit an application and to sit down with us to discuss this further.