For Your Reference
There are 2 ways to apply for our loans with no collaterals.
Fill out our online application form here and wait for SMS and/or email confirmation, this will contain next steps as well.
OR
Apply in any of our offices or accredited sales affiliates and partners nationwide.
To qualify for Esquire's business loans, your business should be duly registered and operational for one year. Additionally, we require either an active bank account or savings account.
We require an existing checking account for business loan requirements as repayments are made through post-dated checks (PDCs).
Upon receipt of your complete application, receive your business financing in the form of a non-collateral loan in as fast as 1 day.
You will receive an email and SMS on the results of your application. In addition to that, an EFI Agent will contact you as soon as your business loan has been approved!
Payment is done through submission of post-dated checks (PDCs) on release of the loan.
Our focus is on supporting local businesses through small business financing and SME loans in the Philippines. We do not offer personal loans, as our services and loan requirements are designed to meet business growth needs.
The interest rate is determined by the credit committee and varies based on loan requirement, amount and term length. For specific rates, we encourage interested applicants to submit an application.
A collateral loan requires assets such- as security, while a non-collateral loan does not, allowing for a faster, easier loan approval process.
