Fuel your dreams with us.

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Fast credit decision.

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Hassle-free requirements.

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Non-collateral business loans up to ₱100,000,000.

Application Form

Awarded & recognized by

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Non-collateral business loans up to ₱100,000,000.

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Receive A business loan approval in as fast as 1 day.

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Hassle-free Minimal documentary requirements.

Applying for

A New Business Loan.


easy steps to start your application

Fill out your loan application.

Fill out the application form and wait for a confirmation via e-mail and SMS.

Submit and complete any further loan requirements.

Submit the complete documentary requirements.

Claim your loan.

Claim your business loan after three (3) business days.

Apply Now

Fill out your loan application.

Fill out the application form and wait for a confirmation via e-mail and SMS.

Submit and complete any further loan requirements.

Submit the complete documentary requirements.

Claim your loan.

Claim your business loan after three (3) business days.

Apply Now

About Us

The Story of EFI


For MSMEs, we provide access to financing and sound advisory services.

12 years

EFI has been providing funding solutions to SMEs.

20,000+

CUSTOMERS that are being supported by EFI.

200+

EMPLOYEES of EFI that serve the needs of our customers.

Our advocacy is to help MSMEs take their business to the next level by providing access to financing and sound advisory services for them to reach their full potential.

Rajan Uttamchandani

Esquire CEO

Success Stories:

Our Customers


See how our business loans fuel entrepreneurial dreams.

"I had a great experience with Esquire Financing. The people are friendly and my loan application was quickly approved. Highly recommended!"


Juan De La Cruz

Owner of Seagate Systems

"I had a great experience with Esquire Financing. The people are friendly and my loan application was quickly approved. Highly recommended!"


Juan De La Cruz

Owner of Seagate Systems

FAQS:

For Your Reference


How can I book a service?

There are 2 ways to apply for our loans with no collaterals. 

Fill out our online application form here and wait for SMS and/or email confirmation, this will contain next steps as well. 
OR 
Apply in any of our offices or accredited sales affiliates and partners nationwide.

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What are the key conditions for a business loan?

To qualify for Esquire's business loans, your business should be duly registered and operational for one year. Additionally, we require either an active bank account or savings account.

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Is it possible to take out a loan without a checking account?

We require an existing checking account for business loan requirements as repayments are made through post-dated checks (PDCs).

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How long will it take for my application to be processed?

Upon receipt of your complete application, receive your business financing in the form of a non-collateral loan in as fast as 1 day.

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How do I find out if my business loan application has been approved?

You will receive an email and SMS on the results of your application. In addition to that, an EFI Agent will contact you as soon as your business loan has been approved!

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How do I pay for amortization?

Payment is done through submission of post-dated checks (PDCs) on release of the loan.

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Can I take out a personal loan?

Our focus is on supporting local businesses through small business financing and SME loans in the Philippines. We do not offer personal loans, as our services and loan requirements are designed to meet business growth needs.

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What is your interest rate?

The interest rate is determined by the credit committee and varies based on loan requirement, amount and term length. For specific rates, we encourage interested applicants to submit an application.

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What is a collateral and non collateral loan?

A collateral loan requires assets such- as security, while a non-collateral loan does not, allowing for a faster, easier loan approval process.

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Start your journey towards success