Fuel your dreams with us

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Fast credit decision

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Hassle-free requirements

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Non-collateral loans up to ₱100,000,000

Application Form

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Why Choose EFI?

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Receive Your loan approval in as fast as 3 business days

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Hassle-free Minimal documentary requirements

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Non-collateral Loan amounts of up to P100,000,000

The Process:

How To Apply?


easy steps to start your application

Fill Out Your Application

Fill out the application form and wait for a confirmation via e-mail and SMS

Submit Your Requirements

Submit the complete documentary requirements

Claim Your Loan

Claim your business loan after three (3) business days

Apply Now

Fill Out Your Application

Fill out the application form and wait for a confirmation via e-mail and SMS

Submit Your Requirements

Submit the complete documentary requirements

Claim Your Loan

Claim your business loan after three (3) business days

Apply Now

About Us

The Story of EFI


For MSMEs, we provide access to financing and sound advisory services

12 years

EFI has been providing funding solutions to SMEs.

20,000+

CUSTOMERS that are being supported by EFI

200+

EMPLOYEES of EFI that serve the needs of our customers

Our advocacy is to help MSMEs take their business to the next level by providing access to financing and sound advisory services for them to reach their full potential.

Rajan Uttamchandani

Esquire CEO

Success Stories:

Our Customers


See how our loans elevate our customers

"I had a great experience with Esquire Financing. The people are friendly and my loan application was quickly approved. Highly recommended!"


Juan De La Cruz

Owner of Seagate Systems

"I had a great experience with Esquire Financing. The people are friendly and my loan application was quickly approved. Highly recommended!"


Juan De La Cruz

Owner of Seagate Systems

FAQS:

For Your Reference


How can I book a service?

There are 2 ways to apply for our non-collateral business loan:

  1. Fill out our online application form here and wait for SMS and email confirmation for the next steps.
  2. Apply in any of our offices or accredited sales affiliates and partners nationwide.
Click here to know the answer to How can I book a service?

What are the key conditions for a business loan?

Your business should have been operational for a minimum of one (1) year and you should have a checking account (CA) that has been active for at least six (6) months. See required documents here.

Click here to know the answer to What are the key conditions for a business loan?

Is it possible to take out a loan without a checking account?

We only entertain clients who have an existing checking account because we receive our clients’ loan payments through post-dated checks (PDCs).

Click here to know the answer to Is it possible to take out a loan without a checking account?

How long will it take for my application to be processed?

Processing takes up to 3 business days from the receipt of complete application documents.

Click here to know the answer to How long will it take for my application to be processed?

How do I find out if my business loan application has been approved?

You will receive an email and SMS on the results of your application. In addition to that, an EFI Agent will contact you as soon as it has been approved!

Click here to know the answer to How do I find out if my business loan application has been approved?

How do I pay for amortization?

Payment is done through submission of post-dated checks (PDCs) upon the release of the loan.

Click here to know the answer to How do I pay for amortization?

Can I take out a personal loan?

We are dedicated to helping local enterprises grow. As such, our business model and processes have not been developed to support personal loans.

Click here to know the answer to Can I take out a personal loan?

What is your interest rate?

The interest rate is subject to the approval of the credit committee. The rate may vary depending on the loan amount as well as term length. We welcome interested applicants to submit an application and to sit down with us to discuss this further.

Click here to know the answer to What is your interest rate?

Start your journey towards success